COVID-19 travel insurance and more: Chinese New Year 2022 must-haves for good health, long life
MANILA, Philippines — Cebu Pacific is levelling up its safety measure for its passengers to empower tourism again, as it recently upgraded its CEB Travelsure “Basic Protect” insurance product. The package now includes “COVID Protect." This is to inspire travel confidence amidst the current global pandemic.
The company claims to be the first local carrier to offer this type of enhanced insurance coverage in one product.
Travelsure “Basic Protect” officially became even more comprehensive as it now covers COVID-related hospitalization and treatments, on top of up to P2,500,000 medical expenses benefit, in case of an injury or other illnesses. It also covers up to P2,500,000 personal accident coverage during the trip. “Basic Protect” may be availed by passengers with domestic and international itineraries, as long as their trip starts in the Philippines, for as low as P492 round-trip.
"As we continue to weather this pandemic, we see to it that everyJuan’s health and safety are prioritized above all else. We know peace of mind is needed now more than ever and we want to provide this to our passengers so they can always fly safe and easy with us," said Candice Iyog, CEB Vice President for Marketing and Customer Experience.
Travelsure is underwritten by Insurance Company of North America (a Chubb Company). Chubb is the world's largest publicly traded property and casualty insurance company.
“We are happy to further strengthen our ties with Cebu Pacific as we continue to face this challenging situation together. Chubb aims to provide CEB customers with affordable, relevant and comprehensive products that are made conveniently within their reach,” said Mari Rachelle [Cielo] Canta, Chubb Philippines’ Country President.
Passengers can conveniently avail themselves of CEB Travelsure when booking flights on the CEB website or select as an add-on up to two hours prior to their flight via the 'Manage Booking' portal on the Cebu Pacific website. Insured passengers will receive their group policy Confirmation of Cover with the details of the travel insurance benefits via email. Customers should contact Chubb directly if they have specific questions about their insurance coverage.
Chubb also offers a 24/7 Emergency Medical and Travel Assistance Hotline. Claims may also be filed online at https://www.chubbclaims.com/ace/ph-en/welcome.aspx .
CEB TravelSure is the airline's comprehensive travel insurance plan that provides extensive trip protection with coverage for costs related to having injuries, illnesses, loss of personal belongings, trip cancellations, emergency assistance, and other unforeseen travel circumstances (subject to the full terms & conditions of the Group Policy).
For more information, passengers may visit: https://www.cebupacificair.com/pages/plan-trip/add-ons/travelsure.
CEB has attained 100% vaccination rate for its active flying crew through its very own employee vaccination program, JG Summit COVID Protect, and various partnerships with local government units in the country.
The airline has also been rated 7/7 stars by airlineratings.com for its COVID-19 compliance as it continues to implement a multi-layered approach to safety, in accordance with global aviation standards. These include daily extensive cleaning and disinfection protocols for all aircraft and facilities, on top of its contactless flight procedures. Its jet fleet are equipped with hospital-grade HEPA filters, known to eradicate viruses with 99.9% efficiency.
Express your love and care with food care kits
Isolation can be difficult especially for people who are very close to their families and who are used to being with them day and night. And many have indeed been in such a bubble for almost two years now.
The situation has been further strained as many households find themselves short-handed these days, with only one or two family members remaining illness-free to run the entire house including caring for the sick.
During this time when there is distance even inside the home and words may not be enough, “Get well soon“ or “I miss you” or “I care for you” or “I’m here for you” can be expressed by providing loved ones with all-time favorites that are certain to bring comfort and joy to them.
And fewer things bring this kind of emotional connection than well-loved food — food for the tummy that doubles as food for the soul.
In the case of Conti’s Bakeshop and Restaurant, its delivery menu does not only include ready-to-eat meals but also frozen delights of some of its classic dishes.
With Conti’s, your loved ones who take utmost delight in warm cooked staples such as Molo Soup, Chicken Ala Kiev, Baked Salmon, and other signature pasta dishes can enjoy these favorites right in their very homes. The same for the restaurant’s Ready-to-Heat frozen packs like Beef Caldereta, Baked Macaroni, Roast Beef, Chicken Tocino, Embutido, Frozen Pies, Laing, and Lasagna in which you can.
If you’re sending out these frozen delights to relatives or friends in isolation or quarantine, you can make it more special as a Care Kit. The kit is a customizable gift consisting of the selected frozen items packed inside insulated bags. It is available in select Conti’s stores. The comfort of these classics and the feel-good memories of celebrations they bring are certain to make isolation a bit more bearable and even delightful. To know more about Conti's Bakeshop & Restaurant and #ContisAtHome visit their website at http://www.contis.ph/ or check out their Facebook (@contispastryshopandrestaurant) and Instagram (@contis_ph) pages.
Live life to the fullest with help from food supplements
It’s been a tough year, and moving forward may feel like a big step we’re not yet ready to take. Despite everything, life goes on. How do you live life to the fullest amid the current situation? There’s definitely no wrong answer, but one of the things that we’ve learned during the pandemic is how health greatly impacts our life. It’s time to take back the reins. It’s time to take care of ourselves once again and find ways to help address our own health concerns, especially those that may impact our long-term well-being and the ability to live our lives well and to the fullest.
LifeFood, the newest line of natural food supplements, is developed with your lifestyle in mind that provide benefits and support in managing your health. Now that the new year is here, what better way to start it right than by giving yourself the gift of health and wellness.
LifeFood has products especially made to help with women's concerns like improving hormonal imbalance, skin health, or managing weight. With products like Evening Primrose Oil, Injuv Hyaluronic Acid, Tonalin CLA and the new EstroG-100 with Oxxynea, made with ingredients supported by clinical research, these supplements are sure to find a place in your list of self-care must-haves. For more information, visit @LifeFoodPH on Instagram and Facebook.
Early treatment option for COVID-19
There are many treatments that were not given much stress throughout the pandemic. Physiological, emotional, and psychological rehabilitation treatments also play a big part in battling this virus. In China, there are three Traditional Chinese Medicines (TCM) to treat COVID-19 and we are lucky to have one of these three TCMs registered and widely distributed in the Philippines - Lianhua Qingwen Capsule. Of course, getting vaccinated is imperative and recommended for protection against the virus, as is getting a booster shot for more protection.
Following the preventive measures of social distancing, wearing of face mask, frequent hand washing, use of sanitizer alcohol, and keeping healthy by exercising, getting sunshine, eating healthy, and getting enough sleep. Early treatment is important. Do not wait until symptoms become worse before taking Lianhua Qingwen. Take it at the onset of symptoms to recover quickly. Remember the importance of the Philippine government’s PDITR +V strategy, which is Prevent, Detect, Isolate, Treat, Reintegrate, and Vaccinate, which is sure to cut off transmission chains. Of course, with the cooperation of all the Filipinos, we can do our share to help control and manage the surge of COVID-19.
Hopefully, all this information will be of good use to the community, companies & organizations, and on a macro scale for local and national governments as the country goes through a “serious surge” of the Omicron Variant. This is a war between an elusive virus and man. If everyone works together, there will surely be success in this war against COVID-19.
Despite its safety, Lianhua Qingwen is currently classified as a prescription drug (Rx)—requiring a doctor’s prescription. Prescription-holding consumers may purchase it in all Mercury Drug Stores, Southstar Drug, Watsons, Rose Pharmacy, and TGP nationwide and other pharmacies at a suggested retail price of P288 per box (24 capsules/box).
'Miracle oil' in a bottle
The daily toils, challenges, pains, and uncertainties of life shroud people from noticing and appreciating the good things that are happening all over.
A miracle is a very profound happening as it is both objective and subjective. What seems a miracle to John may be a common thing to Paul. It can be instant, it can be a work in progress.
While the inexplicable cure of a terrible illness or terminal cancer, or a windfall that changed somebody’s destiny, or unimaginable good things taking place somewhere, may rightfully merit the profound definition of a miracle, the usual, small wonders that shape and affect mankind’s existence may as well be regarded as miraculous.
And the list goes on but there are thousands of miracles that people take for granted every day, even those that have created the condition of the possibility for a quality of life that could only have been described as miraculous in centuries and millennia past. For example, think of antibiotics, discoveries of antiviral medications, hearing aids, surgical technologies, radiology, MRI, dental procedures, organ transplantation, blood transfusion and so much more. Aren’t they unbelievable and amazing in nature, like that of a real miracle?
Such is what led Vicente Tobias to unravel his own encounter with miracles. Sometime in 2011, he had a stroke that nearly cost him his life and limited him from doing any activity. Before suffering from stroke, Tobias was enjoying the perks of a good real estate business. He’s known to his colleagues as a very hardworking realtor, dedicated husband and father, and a focused and determined businessman who is always passionate about his works and projects.
Desperate to get back to his normal life, he devoted his time and financial resources to conduct his own research how his body can recuperate from the stroke. That was when he realized that the human body is made up of minerals. In fact, there is at least 102 minerals found in a person.
Almost 99% of the mass of the human body is made up of six elements: oxygen, carbon, hydrogen, nitrogen, calcium, and phosphorus. Only about 0.85% is composed of another five elements: potassium, sulphur, sodium, chlorine, and magnesium. All 11 are necessary for life.
Calcium (Ca) is the most abundant mineral in the body and is essential for a number of vital functions. The body needs adequate dietary calcium (alongside vitamin D and several other nutrients such as vitamin K) to develop and maintain healthy bones and teeth.
“A lot of people do not even realize that. We are all mineral based and so we should enrich them in our body, especially the one that are insufficient as that may cause imbalance,” Tobias explained.
His recognition of these scientific facts inspired him to concoct important mineral oils, which gave birth to Brilliant Oil or Brilliant Mineral Drops. He refers to it as miraculous most of the time because of what it can do to the body.
The Brilliant Oil is made up of 16 minerals and elements extracted from plants. Tobias recalled the time when he started formulating the concoction, which he thought would benefit his health, he already noticed remarkable improvements in his body barely after week of using this special blend of mineral oils. And within just one month, he has fully recovered as if nothing happened at all, prompting him to produce more of the oil and made them available to everybody.
“We also tested the oil with another patient and the result was just as impressive,” Tobias added.
Dr. Jylene Sison, family medicine expert attests to the efficacy of the Brilliant Oil. According to her, she was shopping in Divisoria one busy afternoon when she saw a poster containing information about the oil and was prompted to check it as she was dealing with a severe headache that time. Since she had nothing to lose other that a small amount of money, she decided to buy a bottle of the oil and use it to ease her headache, and with a single application of the oil on her forehead, Sison said she was relieved from pain after a few minutes.
Sison practices acupuncture at the same time and make it a point to use the oil in all her procedures. She recounts how all her patients felt relief and improvement upon using the oil. During this period, Tobias also realized that the oil also helps improve other conditions of the body such as arthritis, rheumatism, burns, bleeding, open wounds, body pains and more.
Brilliant Oil is no panacea, Tobias said, however, most of its users have proven its efficacy in improving their physical condition and at the same time the protection it provides to our health from diseases since the 16 minerals in Brilliant Oil are all proven to boost our immune system.
“It is like having a set of health boosters in one bottle as the oil can effectively boost one’s health condition” And just like the miracle performed by the Prophet Elisha to that widow awaiting her fate, Tobias gathered all the small bottles he can and filled them up with Brilliant Oil.
Since he personally experienced the efficacy of his product and the people who knew him can tell how he was when he suffered from stroke and after taking his Brilliant Oil. Tobias had his Brilliant Oil tested and registered it with the FDA and started sharing the product to everyone who wants to try the efficacy of Brilliant Oil.
To bring this good news of miraculous discovery, Tobias has long been very active in his advocacy to educate people about the goodness and use of minerals in improving our health.
Since his product gained popularity nationwide, he also developed a business plan, which is designed to help those who want to earn at the comfort of their homes. Tobias welcomed resellers and distributors to VRT Brilliant Oil Corp. To date, from the day he established his Brilliant Oil business, Tobias now has other health products to offer, which are all laced with minerals. To know more about VRT Brilliant Oil Corp., visit and follow www.facebook.com/brilliantoil or email brilliantmineraltrading@gmail.com.
Safe, hygienic ways to celebrate gatherings
There's much to love about the holidays. Shared traditions, sumptuous meals and desserts, reunions with family and friends, and the exchange of gifts are just a few of the festivities that make the season so wonderful. Meaningful moments with those who matter most to us can help ease pandemic fatigue, and Sanicare helps us stay safe and hygienic as we celebrate with them during this time.
When it comes to maintaining personal health, hand hygiene is one of the simplest ways to protect yourself during the holidays. When soap and water are not readily available, it is important to have hand sanitizer with you especially when you do your Christmas shopping, travel with family and friends, or play with your pets. With the Sanicare Clean Hands alcohol spray and wipes, you can keep your hands clean wherever you go.
For families organizing parties, there is an increased risk of bacteria, viruses, and infections when people gather together. That's why it's important to have the right products on hand to keep surfaces in the kitchen area, dining space and the living room clean and free of bacteria.
As the leading provider of household care products in the Philippines for over 25 years, Sanicare has everything you need to keep your home safe for your get-togethers in December. Whether it's table napkins to avoid food stains, paper towels to wipe up any spill, or even dishwashing liquid to clean the tableware after meals, you can stock up your parties with Sanicare essentials for a more enjoyable experience for you and your guests. Keep all of these and other personal care items such as facial tissue and wipes available in a cart or in an easily accessible nook in your home so everyone can experience genuine care through Sanicare.
And when you are having fun with your kids this Yuletide, make sure you have their care set always ready. For when they decorate the Christmas tree, open presents, or play with the toys they received as gifts, you can count on Sanicare to keep them guarded. Offering items for babies and toddlers that are free of toxic chemicals and dermatologically tested, they can enjoy the season without worry.
Don't go through the stress of the holidays without having the right products by your side to keep you and your loved ones safe and healthy. Sanicare has put together a Holiday Care Kit that includes everything you need to celebrate this season. Whether it's a gift for your friends and family or an essential addition to your home, take the Sanicare Holiday Care Kit with you into your celebrations.
Shop Sanicare today on the official website and on LazMall by Lazada and find gift sets, personal care, home care, and baby care products. Follow the social media pages of Sanicare today on Instagram, Facebook, and Youtube for all the latest announcements.
Your 'Kapitbahay' pharmacy is here to help
We are, sadly, in the midst of another COVID-19 surge, ostensibly due to the highly contagious Omicron variant entering the country to end 2021. Already, cases have risen from 100–300 daily last December to over 3,000 most days this January. This dire development has prompted the government to shift Metro Manila and nearby provinces from the more lenient Alert Level 1 back to more stringent Alert Level 3—and, potentially, to the strictest Alert Level 5 if infections continue rising exponentially.
This only means one thing: Our movement will once again be limited, with minors and the unvaccinated now barred from going out unless absolutely necessary and the greater majority encouraged to just stay at home where possible. And if we all want to finally beat COVID, like we seem to be doing just a month ago, it would be best to follow stay-at-home recommendations as much as possible and keep observing safety protocols, like proper wearing of facemask, constant handwashing, avoiding large crowds, and putting off parties and gatherings for another time.
These are the things we should all be doing if we want to be a COVID-free country, or at least close to COVID-free so that we can either get back a sense of normalcy or enter a safer new normal. With that being said, rest assured that MyPharma, your kapitbahay pharmacy, is here to help you out in any way possible. MyPharma aims to provide the medicines and supplements you need in these uncertain, unsafe times — without you having to go out and potentially exposing yourself to harmful viruses and bacteria and then falling ill thereafter. With MyPharma, all you have to do is go online, find and order what you need, and wait for it to be delivered to your doorstep, whether it is an over-the-counter drug like ibuprofen or ambroxol or supplements such as ascorbic acid and multivitamins.
The traditional delivery fee is even waived for purchases Php.1,499.00 and up, with the items delivered in only a few days. The online pharmacy also offers pain relief items like efficascent oil, self-care products as well as baby needs ranging from milk formula, to bath soaps, and nasal aspirators. Your kapitbahay pharmacy even has female hygiene products, including feminine wash, body cleansers, and pads. And just like meds and supplements, you can order all these online and they will be delivered to your home. Visit mypharma.ph for your over-the-counter, vitamins and supplement needs.
Move at any age, thanks to calcium
Anlene, the trusted bone expert for 30 years and one of the adult milk pioneers in the Philippines has been advocating the importance of caring for bones, joints, and muscles to enable adults to keep on moving at any age and live their best lives. To further strengthen expertise and provide superior adult nutrition, the brand recently hosted an online event to launch their most advanced formulation, Anlene Gold 5X through a nutrition and session with registered nutritionist Jo Ann Verdadero-Salamat.
"When it comes to ensuring we get all the necessary nutrients we need every day, milk plays an important part of our diet,” Jo Ann explained. “We tend to think milk is just for kids, but that is wrong. In fact, even in adulthood, our bones still grow in density and this is why milk is still necessary. It is important to choose milk high in calcium because it is the major nutrient that strengthens our bones.”
While calcium is present in other types of food and also in supplements in the form of tablets, Jo Ann shared drinking milk is the best option. While you can also consume calcium in the form of tablets, the way our body metabolizes them will not be as efficient as compared to food,” she says. “Milk also has the highest bioavailability as compared with other types of food when it comes to calcium.”
According to Jo Ann, Anlene has always been known as the ideal milk drink for adults because of its high protein and calcium content. It does not only support the bones, but also the muscles and joints. “All three parts of our anatomy affect each other. In order for these three parts to work efficiently together, we need the right nutrition which you can get in fortified milk like Anlene,” she said.
The event also featured special guest Marestella Sunang, one of the oldest members of the Philippine National Team and is a Veteran Long Jump Olympian, 4x SEA Games Gold Medalist, and Philippine/SEA Games Long Jump Record Holder. She shared her unique journey which led to her amazing achievements and how important it is for her to support her physical activity with nutrition from Anlene. At 40, she is still able to compete with younger athletes.
“I started drinking Anlene from the very start of my athletic career. It has always been with me in training every day. In fact, I made it a point to bring Anlene no matter where I go, even to competitions abroad. Over the years, I have really gotten into the habit of drinking it in the morning and at night, and it has been a solid part of my routine because I find it helps with my flexibility,” she explained. “As I grow older and continue to compete, I find I need it even more now, and I’m so thankful I was introduced to it early on in my career as it has played such an important role in my journey.” she said.
Guests were also invited to join a movement session of easy moves and stretches led by 61-year old Certified Stott Pilates/Redcord Suspension Instructor and Ride Revolution Cycling Instructor expert Marilen Concepcion who shared all about her fitness journey and how important it is for her to move her body on a daily basis. “I have always been active, since I was a child. After my schooling years, I continued to stay active by going to the gym,” Marilen shared. After she discovered pilates, she knew it was something she wanted to share with others. “As I got older however, I started to accept my body was changing and I can’t move the way I used to. That’s when I really started listening to my body and made the conscious effort to support it with the right nutrition,” she said.
The new Anlene Gold 5X offers expert adult nutrition for strong bones, joints, and muscles with added benefits on energy and flexibility to help and keep you moving as you age. It still provides 100% of your daily calcium needs in 2 glasses, it is high in protein with 9g per serve, has collagen and Vit C, with the complete set of B vitamins, and with a new breakthrough ingredient MFGM Activ among many other vitamins and minerals.
MFGM Activ is a revolutionary ingredient present only in Anlene Gold 5X and has been proven to help improve the physical performance of our bones, joints, and muscles when coupled with exercise. This innovative formulation has been tested and shown to increase muscle mass by 40%, improve bone mineral content, and improve flexibility by 2x, making it the perfect beverage to help support bone, muscle and joint health and recovery. Another interesting meaning behind the 5X: bone, joints, muscles, energy, and flexibility which are all aligned with Anlene's benefits.
Indeed, our bones, joints and muscles are some of the most important pillars that help us to live a happy and healthy life. Join Anlene’s advocacy of everyday movement partnered with proper nutrition for healthy ageing.
Healthier breakfast options
Glorious Blend offers sugar-free and non-dairy coffee and choco mixes and new line of juices like Red Tea Mixed berries, Iced Tea Lemon and Cucumber Lemonade.
The brand, from Glorious The Stevia Company, is the country's first Stevia grower and manufacturer, certified and recognized by FDA as the Philippines' first Stevia company. The Filipino-owned company claims to be a pioneer in 100% organic and natural products like 3in1, 4in1, 5in1 and 7in1 coffee mixes and 7in1 choco touted to be rich in antioxidants, vitamins and minerals. In addition, the brand also offers Maxitrim, which claims to boost weight loss through L-Carnitine and Malunggay; low-calorie Red Tea and Iced Tea Lemon that are a mix of different berries and tea leaves and are high in Vitamin C, with no sugar added.
Take a pause from menopause discomforts
Menopause is a natural part of the aging process that women will have to go through eventually. It is a transitional stage in a woman’s reproductive life, a stage where your once-regular period will suddenly be irregular before reaching a full stop, thus marking the end of a woman’s childbearing years.
More than that, this stage may also be marked by a lot of discomforts; from hot flushes or a sudden feeling of warmth that spreads from the chest, neck, and face - to vaginal dryness that may cause itching, soreness, and burning sensations.
Menopausal women may also experience psychological symptoms, conditions that can take a toll in personal relationships due to mood swings and irritability. Various vasomotor symptoms especially at night may also disturb your sleep cycle, making it challenging to achieve a good night’s sleep.
The changing estrogen level of the menopausal woman also makes her prone to different health conditions like Urinary Tract Infections, it also increases the possibility of having Osteoporosis and Cardiovascular Conditions like heart disease and stroke.
But don’t despair, Science has come a long way in terms of assuaging the discomforting symptoms of menopause.
Neufemme, an herbal dietary supplement for women that contains herbal extracts derived from Mung beans and Eucommia ulmoides.
This Singapore-made supplement may help lessen the discomforts caused by perimenopause and menopause, clinically proven effective in reducing the vasomotor symptoms, with 90% of trial participants experiencing fewer hot flashes, 77% experiencing fewer menopausal symptoms, and 79% experiencing reduced emotional distress.
Neufemme has a unique mechanism of action and has also been proven effective to provide 7-day quick action relief. Just as important, Neufemme is safe and is not toxic to the liver.
Bring balance back into your body – Neufemme, the natural way of managing and relieving the signs and symptoms associated with perimenopause and menopause. You may get them online at www.mypharma.ph and www.goodwill.market.
Challenge your age
Having a regular exercise regimen helps the body to prepare better for the coming years so, it is important to jumpstart that workout and maintain physical activity to help prevent health problems later on in life.
Staying active at any age helps improve heart and lung health. Research has also shown that even modest physical activity is good for the brain, bones, and muscles. Studies have linked lifelong exercise with keeping people healthier for longer by delaying the onset of chronic conditions or diseases and cognitive decline, reducing the risk of fractures, and helping promote mental wellness.
The best time to start taking proactive steps with your health is now. It’s never too late to reap the benefits of an active lifestyle. All it takes is the right motivation, and you’ll have more years to enjoy with yourself and your family.
Challenge yourself into having a Life 5.0 Activated lifestyle by activating your body, nutrition, and passion. Fuel your body with healthy and balanced nutrition, together with the New Provital Immuna Plus with Triple Immune Protection nutrients. Get more out of life by having a balanced diet and living a healthy lifestyle, with less worries about infections and diseases that can slow you down. The brand from Mead Johnson Nutrition, a company with over a century of science-based nutrition experience, has Triple Immune Protection nutrients. It is formulated with Yeast Beta-Glucan that is scientifically proven to help activate immune response to fight against infections and colds. It is a high source of Selenium, Zinc, and Vitamins A, C, and E, which are anti-oxidants that help regulate immune function and strengthen the body’s defenses. It is also a good way to supplement Calcium and Protein in your diet. Calcium contributes to the strengthening of bones and Protein contributes to the growth and maintenance of muscle mass to help support the body’s mobility for an active lifestyle.
“Living like a pro means strengthening your immune system and protecting your health well into your advanced years. The pandemic has encouraged more Filipinos to make healthier lifestyle choices, with the realization that we need to take better care of ourselves so that we can live longer and happier. With its scientifically-designed formulation, New Provital Immuna Plus is your partner in continuously achieving your life goals,” says Matthew Davis, Marketing Head of Reckitt Philippines.
Join the Life 5.0 Activated movement to “Enhance your immunity, enhance your life” along with industry awarded and multi-hyphenated Filipino celebrity, Dawn Zulueta and OPM icon, ZsaZsa Padilla, by learning more about how fitness and nutrition can come together to help you lead a quality life.
Invest in your health
During this emotionally and financially exhausting time, financially preparing for anything that may happen is of utmost importance. As we continue to live through the pandemic, everyone should learn the value of saving and investing to cover future uncertainties.
While it is better for Filipinos to have certain layers of protection not only for themselves but for their families as well, having the knowledge about what they are availing or investing is equally important. Products that offer protection and investment rolled into one are a great start among Filipinos wanting to have security amid these challenging times. Among the many reasons why these products are sought after even by the ordinary Juans is the security and growth it provides financially.
For people who want to invest but are concerned about having to deal with certain critical illnesses, products such as the PRUHealth Prime is perfect for them. It eases the financial burden of battling cancer with a 50% cash out upon diagnosis of pre-defined early stage cancer while giving its subscribers the ability to build a bigger health fund with its investment component.
The PRULink Elite Protector is also among the products that offer maximum life protection with payment terms that are flexible to suit your needs while letting wealth grow faster with a greater portion of premiums invested in chosen funds. On the other hand, the PRULink Assurance Account Plus is a great fit for people who want a bigger and more comprehensive protection package at a lesser cost, while allowing continuous payment with a portion of your premium investable in your chosen fund. Filipinos who want life protection coverage and start investing at any time and can afford to pay once may want to avail the PRULink Investor Account Plus and PRUMillionaire.
Apart from having life protection and investment for ourselves and our loved ones, below are also some money lessons that we can learn during the pandemic:
- Track your expenses and save: Budgeting is important. Start looking at your income and expenses. There are mobile apps that track spending and manage accounts, making this step much easier. While most people are staying at home because of lockdown and other restrictions, it is the best time to find small ways to save, such as canceling unnecessary subscriptions, refraining from buying fancy or unnecessary things, and making bigger shifts, such as moving in with family members to save money on rent and shared utilities.
- Take advantage of all the financial relief programs: If you’re able to receive financial aid from the government or other institutions during the pandemic, it’s smart to take that opportunity. Use that money to spend on the most important things you need daily, like food. You can also set a portion of it for your electricity and housing rental because there are businesses who are giving their consumers payment extensions.
- The best time to invest is now: Many surveys and studies show that the earlier you invest, the better. A little amount of money invested now will put more money in your pocket in the future. If you can stay disciplined, you will reach your goals. You can maximize this in the long run just by starting now and staying on track. If you need assistance, consider hiring a financial advisor and do research on which company you may invest in.
The pandemic has been a wake-up call for many people to be concerned not just about their financial security but also their health protection. Getting life protection and investment in one, can be one of the smartest things that a person can do during this time. Having health, life protection, and money growth means you can prepare for most of the hospital expenses and for anything that may happen in the future such as illness, retirement, or even death, while still growing your wealth as you achieve your life goals.
Face a flawless and bright 2022
We’ve finally let 2021 go. But there’s still things we need to keep this new year – our skincare routines!
We’re reminded time and time again to keep ourselves healthy, including our skincare. While it can be overwhelming to work on your new year goals, you can keep your glow this 2022 with these skincare tips you shouldn’t skip on:
- Score e-comm deals for your skincare haul. Get bigger discounts for your skincare haul when you check-out around the wee hours of the night. With almost 50% discount in Olay’s e-comm stores, stock up on your skincare essentials and enjoy the freebies for yourself, and or your loved ones.
- Reward yourself a skincare upgrade. For everything that you and your skin have been through this year, your skincare needs an upgrade. Reward yourself this holiday by trying on some of the biggest skincare trends, like retinol and collagen peptide.
Welcome the new year with your youthful glow powered by Olay Retinol24 night Serum. Its powerful formulation of retinol is proven to reduce fine lines and wrinkles, fade dark spots, and tighten pores. It delivers anti-aging ingredients deep into your skin's surface for plumper, firmer skin — so you wake up as if the morning after is not a disaster.
If you want to achieve younger-looking skin, one skincare trend you shouldn’t skip on these holidays is collagen, which humans naturally produce, is what helps maintain the firmness and plumpness of skin. However, collagen production starts to slow down when we enter our 20s. By the time we reach our 40s, collagen production has decreased by 15 to 30%, already being visible through the skin.
While most beauty products claim to be packed with high concentration of collagen, only a few can penetrate the skin well, leaving collagen just at the surface of your face. Olay’s formula of Niacinamide and Collagen Peptide24 in each bottle of the Olay Regenerist Collagen Peptime24 moisturizer stimulates collagen production like how collagen would occur naturally. This helps make skin look firmer and maintain moisture. And with just 2 weeks of use, the skin is visibly tightened, more supple, and firmer than ever.
Catch-up safely with your BFFs over skincare Zoom party by trying on Olay Super Serums variants. Dealing with uneven skin tone and dark spots? The Olay White Radiance Niacinamide + Vitamin C Super Serum evens out the skin tone, reduces dark spots, and leaves skin glowing as ever.
If your skin feels dry or dehydrated from the ever-changing circumstances, the Olay White Radiance Niacinamide + Hyaluronic Super Serum is right for you. Hyaluronic is a powerful humectant, which attracts and binds water, keeping the skin fully hydrated while looking dewy and bouncy.
For skin that’s looking tired and dull, the serum provides a healthy glow. The combination of Niacinamide and Cica soothes skin damage and leaves it with a much smoother surface. A natural extract known for its anti-inflammatory and anti-yellowness effect, Cica helps to keep your skin looking radiant.
Power through the new year with the Olay Power Duo. Giving 40% better hydration, take a portrait of your glowing look with your plump and bouncy skin. Olay Regenerist Micro-sculpting Cream: This cream is used as the last step in your routine. Designed to deliver moisture 10 layers deep into the skin’s surface, it leaves your skin hydrated and firm.
Don’t skip on your skincare! Keep that plump and bouncy skin this 2022! Shop Olay’s best-selling skincare products now via via Lazada or Shopee.
Let your skin heal
The arrival of a new year always brings hope for brighter days ahead. Despite the challenges we collectively faced last year, 2022 offers opportunities to celebrate, reflect, and build on our resolve to do better things this time around.
While resolutions are commonplace at the start of the year, it takes guided, conscious effort to turn a fresh start into your best year ever. As a game changer in the Philippine skincare industry, Y.O.U Beauty stands for empowering Filipinas across the country to pursue their dreams. From goal-setting to making the most out of “me” time, true to the brand’s commitment to upholding long-lasting beauty, Y.O.U Beauty shares these tips, tricks, and habits to achieve a flawless and bright 2022:
- Look back, then move forward. Take a moment to consider how the past year went for you. Ask yourself what personally went well and what you’d like to improve on. Setting aside time to reflect can help you better understand the highs and lows of last year and set a precedent for a great year ahead.
- Set reasonable and specific goals. When laying down your goals, plot them out according to the SMART principle – Specific, Measurable, Achievable, Realistic, and Time-based. All of these qualities can help you set goals that are easier to accomplish, setting yourself up for more future success. Whether it’s to eat healthier by adding more fruits & veggies to your diet, or to enjoy radiant skin by using Y.O.U Beauty products formulated with Triple Bright Activator to achieve healthy skin from within, taking actionable steps towards our goals can shape how successful we turn out to be.
- Reach out. Quarantines and social distancing measures shouldn’t be an excuse to not maintain the connections we have with friends and loved ones. Set aside some time to send quick texts, calls or even video chats with family or friends you haven’t spoken to in a while. However, as phone and computer screens are also a source of UV rays that can harm skin, remember to keep your skin flawless with the power of SPF 40 and PA+++.
- Keep things tidy. Much like Soft Marshmallow Powder’s ability to cover up blemishes on the skin, as studies show that a clean space is associated with happiness, satisfaction and calm , a little tidying up can go a long way in ensuring a smooth start to the year.
- Make time for yourself. With work and home life demanding so much of our time every day, the importance of setting aside time to focus on you cannot be underscored further. From squeezing in a short workout, indulging in a new passion, or even simply adding something new to your skincare routine, there’s nothing wrong with being good to yourself. With a keen understanding of the need for self-care that allows long-lasting beauty to bloom from within, Y.O.U Beauty is committed to providing every individual with accessible beauty products made with advanced technology.
Coming into a new year, confidence is key when it comes to going after your goals. To help Filipinas confidently face whatever comes their way this year, Y.O.U Beauty has launched a new product to help keep skin flawless and glow from within – The Radiance White BB Cream.
As air pollution, sun exposure and lifestyle choices can cause dull and uneven skin tone, the Radiance White BB Cream by Y.O.U Beauty is designed to give skin a flawless look with a lightweight feel, while brightening skin and keeping it safe from the sun’s rays. The flawless natural look is made possible by Soft Marshmallow Powder that covers blemishes and makes the skin’s texture feel smoother. The Triple Bright Activator composed of Snow Mushroom, Niacinamide, and Vitamin C brightens, hydrates, and maintains skin elasticity, while SPF 40 and PA+++ are broad-spectrum protection against UVA and UVB rays.
The Radiance White BB Cream by Y.O.U Beauty is formulated to be free of parabens, synthetic fragrances, alcohol, and mineral oil. To suit a wide range of skin tones, it comes in three variants: 01 Vanilla for fair skin, 02 Almond for medium light to medium deep skin, and 03 mocha for deep to medium skin.
This year, build the habits to go after your goals better. To help you confidently face whatever challenges may come your way, bring out your glow from within through The Radiance White BB Cream by Y.O.U Beauty. Shop the product range online today at the Y.O.U Beauty Lazada and Shopee stores.
Time to reinforce disinfection habits
Omicron’s entry to the Philippines has left the country shocked after the holidays. Reaching over 32,000 daily confirmed cases, a positivity rate of 46%, and only around 49% of the total population being fully vaccinated- the everyday fear and paranoia of contracting COVID-19 has also reached all time highs.
Filipinos can be assured that they are not alone as Lysol joins them in battling this new health scare head on. Proven to kill over 100 illness-causing germs including COVID-19 virus and its Omicron variant, along with being the Most Philippine Pediatrician Recommended Disinfectant Brand, Lysol is here as the gold standard of disinfection to help Filipinos in this tough time.
To help curb the spread of the virus, Lysol recommends that Filipinos continue to practice their time and tested hygiene habits as part of their daily lives. It’s “Lysol O’ Clock!” - reminding everyone that there is still much to overcome when it comes to the virus, and that it’s best to always keep their guards up by practicing hygiene habits at home thoroughly and consistently. With the presence of the Omicron variant, Filipinos must keep their tested disinfection habits, especially in key disinfection moments like the ones below wherein everyone should be thinking “It’s Lysol O’ Clock!”
But as important as it is to stay protected particularly in key disinfection moments- the transmission rate of Omicron is the strongest yet. Given that, we must go beyond these key moments and ensure we integrate disinfection habits all day to truly level our family’s protection with the level of Omicron’s threat.
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