Atome ties up with Bayad to expand in-app bill payments

MANILA, Philippines — Atome Philippines is expanding its suite of financial services after forging a partnership with Bayad, enabling users to pay utility bills and government dues directly within its app.

In a statement, Atome said the tie-up with the country’s largest bill payment aggregator would allow customers to settle essential expenses such as water, electricity, internet and government contributions without leaving the platform.

The integration gives Atome users access to Bayad’s broad network of billers and service providers, consolidating multiple payment channels into a single app.

The move is aimed at addressing what both firms described as a common consumer pain point, managing different bill payment platforms, while also helping users better track expenses and earn rewards points on transactions.

“Bayad is committed to democratizing bill payment access across the Philippines,” Bayad president and CEO Lawrence Ferrer said.

“Our partnership with Atome represents a significant opportunity to reach millions of Filipinos and make bill payment faster, safer and more rewarding. This deep collaboration exemplifies how fintech innovation can really drive financial inclusion at scale.”

For Atome, the partnership reflects a broader push to embed everyday financial services into its platform, as competition intensifies in the digital payments and lending space.

“This partnership is a natural evolution of Atome’s mission to make financial services more accessible and convenient for everyday Filipinos,” said Christian Quiros, president and general manager of Atome Philippines.

“Bill payments represent a significant portion of household budgets, and now our users can make essential payments alongside their other daily needs such as groceries, food, pharmacy and telco bills withouthaving to switch apps.”