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                (
                    [ArticleID] => 2531418
                    [Title] => 10 red flags of financial betrayal
                    [Summary] => 
Just like any form of infidelity, financial betrayal usually starts with a single, seemingly safe action, often with no initial intention of hurting a loved one. 

                    [DatePublished] => 2026-05-29 15:59:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/29/financial-betrayal_2026-05-29_15-59-57315_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2529315
                    [Title] => The invisible tax on trust: Why financial infidelity costs more than just money
                    [Summary] => 
May 15, 2026 was the International Day of Families. It may not be as popular as the previous Sunday’s Mother’s Day but it is likewise important and should remind us of the significant value of family, the basic unit of society. 

                    [DatePublished] => 2026-05-20 15:41:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/20/financial-infidelity_2026-05-20_15-39-03171_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2526089
                    [Title] => Rethinking employee loans: From relief to resilience
                    [Summary] => 
Last Monday, I guested on the show "ASPN (Ano Sa Palagay N’yo?)" to discuss Good Debt vs. Bad Debt.

                    [DatePublished] => 2026-05-06 14:58:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/06/employee-loan_2026-05-06_14-58-54346_thumbnail.jpg
                )

            [3] => Array
                (
                    [ArticleID] => 2493519
                    [Title] => Be a Grinch: PDIC shares tips to maximize Christmas bonuses
                    [Summary] => 
As employees receive their much-awaited Christmas bonuses, the Philippine Deposit Insurance Corp. listed down several tips on how to turn these bonuses into savings.

                    [DatePublished] => 2025-12-12 08:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1806731
                    [AuthorName] => Kristofer Purnell
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/12/11/christmas-bonus_2025-12-11_16-38-21533_thumbnail.jpg
                )

            [4] => Array
                (
                    [ArticleID] => 2456733
                    [Title] => Sharon Cuneta reveals why insurance is a top travel essential
                    [Summary] => 
Beyond the sunscreen, shades, snacks, and other travel must-haves, what truly counts as a travel essential? For Sharon Cuneta-Pangilinan, the answer goes beyond the luggage.

                    [DatePublished] => 2025-08-11 14:07:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807666
                    [AuthorName] => Dolly Dy-Zulueta
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/08/11/sharon-c-ig-aug-2025_2025-08-11_14-32-06170_thumbnail.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 2463061
                    [Title] => Why Apple Pay, Google Pay aren't in Philippines (and what it would take to bring them in)
                    [Summary] => 
Tap-to-pay technology through smartphones is already in key markets in Southeast Asia, but is yet to be adopted in the Philippines. What's taking us so long?

                    [DatePublished] => 2025-08-04 15:42:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807045
                    [AuthorName] => Ana Crescini
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/08/04/nfc-googlepay-applepay-philippines_2025-08-04_15-42-3270_thumbnail.jpg
                )

            [6] => Array
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                    [ArticleID] => 2450055
                    [Title] => 3 wise borrowing, saving tips to achieve financial independence
                    [Summary] => 
Independence can mean a lot and apply to a lot of things, and that includes decisions about one's finances.

                    [DatePublished] => 2025-06-12 15:11:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1806731
                    [AuthorName] => Kristofer Purnell
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/04/24/retirement_2025-04-24_15-53-208_thumbnail.jpg
                )

            [7] => Array
                (
                    [ArticleID] => 2445932
                    [Title] => Out-of-school youths participate in 2-day financial literacy bazaar
                    [Summary] => 
Open to the public, the two-day bazaar formed part of FWD Philippines and Junior Achievement of the Philippines (JA Philippines)’s It’s My Dream program, which aims to equip OSYs with the appropriate entrepreneurial skills to help them thrive and build their best futures.

                    [DatePublished] => 2025-06-08 16:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807666
                    [AuthorName] => Dolly Dy-Zulueta
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/05/26/5_2025-05-26_11-51-2018_thumbnail.jpg
                )

            [8] => Array
                (
                    [ArticleID] => 2431276
                    [Title] => 4 tips on how to save hard-earned money remitted by OFWs
                    [Summary] => 
If you are on the receiving end of an OFW's financial generosity, show that you value all the sacrifices he (or she) has made by managing your budget wisely. Spend thoughtfully by saving a significant portion of the money sent on a regular basis.

                    [DatePublished] => 2025-05-17 11:41:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807666
                    [AuthorName] => Dolly Dy-Zulueta
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/03/26/ofw-savings_2025-03-26_18-54-526_thumbnail.jpg
                )

            [9] => Array
                (
                    [ArticleID] => 2441310
                    [Title] => As Filipinos spend more time on lending apps, BSP urges smarter borrowing
                    [Summary] => 
Filipinos are spending more time on digital lending apps, reflecting the growing appetite for more inclusive financial access. 

                    [DatePublished] => 2025-05-07 17:42:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807868
                    [AuthorName] => Dominique Nicole Flores
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2022/09/23/mobile-phone-2_2022-09-23_10-58-00564_thumbnail.jpg
                )

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)

financial literacy

Array
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                (
                    [ArticleID] => 2531418
                    [Title] => 10 red flags of financial betrayal
                    [Summary] => 
Just like any form of infidelity, financial betrayal usually starts with a single, seemingly safe action, often with no initial intention of hurting a loved one. 

                    [DatePublished] => 2026-05-29 15:59:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/29/financial-betrayal_2026-05-29_15-59-57315_thumbnail.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 2529315
                    [Title] => The invisible tax on trust: Why financial infidelity costs more than just money
                    [Summary] => 
May 15, 2026 was the International Day of Families. It may not be as popular as the previous Sunday’s Mother’s Day but it is likewise important and should remind us of the significant value of family, the basic unit of society. 

                    [DatePublished] => 2026-05-20 15:41:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/20/financial-infidelity_2026-05-20_15-39-03171_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2526089
                    [Title] => Rethinking employee loans: From relief to resilience
                    [Summary] => 
Last Monday, I guested on the show "ASPN (Ano Sa Palagay N’yo?)" to discuss Good Debt vs. Bad Debt.

                    [DatePublished] => 2026-05-06 14:58:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/06/employee-loan_2026-05-06_14-58-54346_thumbnail.jpg
                )

            [3] => Array
                (
                    [ArticleID] => 2493519
                    [Title] => Be a Grinch: PDIC shares tips to maximize Christmas bonuses
                    [Summary] => 
As employees receive their much-awaited Christmas bonuses, the Philippine Deposit Insurance Corp. listed down several tips on how to turn these bonuses into savings.

                    [DatePublished] => 2025-12-12 08:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1806731
                    [AuthorName] => Kristofer Purnell
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/12/11/christmas-bonus_2025-12-11_16-38-21533_thumbnail.jpg
                )

            [4] => Array
                (
                    [ArticleID] => 2456733
                    [Title] => Sharon Cuneta reveals why insurance is a top travel essential
                    [Summary] => 
Beyond the sunscreen, shades, snacks, and other travel must-haves, what truly counts as a travel essential? For Sharon Cuneta-Pangilinan, the answer goes beyond the luggage.

                    [DatePublished] => 2025-08-11 14:07:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807666
                    [AuthorName] => Dolly Dy-Zulueta
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/08/11/sharon-c-ig-aug-2025_2025-08-11_14-32-06170_thumbnail.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 2463061
                    [Title] => Why Apple Pay, Google Pay aren't in Philippines (and what it would take to bring them in)
                    [Summary] => 
Tap-to-pay technology through smartphones is already in key markets in Southeast Asia, but is yet to be adopted in the Philippines. What's taking us so long?

                    [DatePublished] => 2025-08-04 15:42:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807045
                    [AuthorName] => Ana Crescini
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/08/04/nfc-googlepay-applepay-philippines_2025-08-04_15-42-3270_thumbnail.jpg
                )

            [6] => Array
                (
                    [ArticleID] => 2450055
                    [Title] => 3 wise borrowing, saving tips to achieve financial independence
                    [Summary] => 
Independence can mean a lot and apply to a lot of things, and that includes decisions about one's finances.

                    [DatePublished] => 2025-06-12 15:11:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1806731
                    [AuthorName] => Kristofer Purnell
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/04/24/retirement_2025-04-24_15-53-208_thumbnail.jpg
                )

            [7] => Array
                (
                    [ArticleID] => 2445932
                    [Title] => Out-of-school youths participate in 2-day financial literacy bazaar
                    [Summary] => 
Open to the public, the two-day bazaar formed part of FWD Philippines and Junior Achievement of the Philippines (JA Philippines)’s It’s My Dream program, which aims to equip OSYs with the appropriate entrepreneurial skills to help them thrive and build their best futures.

                    [DatePublished] => 2025-06-08 16:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807666
                    [AuthorName] => Dolly Dy-Zulueta
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/05/26/5_2025-05-26_11-51-2018_thumbnail.jpg
                )

            [8] => Array
                (
                    [ArticleID] => 2431276
                    [Title] => 4 tips on how to save hard-earned money remitted by OFWs
                    [Summary] => 
If you are on the receiving end of an OFW's financial generosity, show that you value all the sacrifices he (or she) has made by managing your budget wisely. Spend thoughtfully by saving a significant portion of the money sent on a regular basis.

                    [DatePublished] => 2025-05-17 11:41:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807666
                    [AuthorName] => Dolly Dy-Zulueta
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2025/03/26/ofw-savings_2025-03-26_18-54-526_thumbnail.jpg
                )

            [9] => Array
                (
                    [ArticleID] => 2441310
                    [Title] => As Filipinos spend more time on lending apps, BSP urges smarter borrowing
                    [Summary] => 
Filipinos are spending more time on digital lending apps, reflecting the growing appetite for more inclusive financial access. 

                    [DatePublished] => 2025-05-07 17:42:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1807868
                    [AuthorName] => Dominique Nicole Flores
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2022/09/23/mobile-phone-2_2022-09-23_10-58-00564_thumbnail.jpg
                )

        )

)

abtest