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                    [ArticleID] => 2534010
                    [Title] => Investing in the ultimate guidebook: My third act bible journey
                    [Summary] => 
I’m on my second attempt to read the entire bible.

                    [DatePublished] => 2026-06-10 07:00:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/06/09/bible-journey_2026-06-09_19-16-21215_thumbnail.jpg
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            [1] => Array
                (
                    [ArticleID] => 2532297
                    [Title] => Designing a financial-infidelity-proof relationship
                    [Summary] => 
We have reached the conclusion of our series on financial infidelity.

                    [DatePublished] => 2026-06-02 09:51:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
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                    [ArticleID] => 2530899
                    [Title] => The gray area between 'dskarte' and deception
                    [Summary] => 
We often hear this advice given to spouses, "Huwag mong ibigay lahat!" It is framed as a survival tool or a form of empowerment.

                    [DatePublished] => 2026-05-27 08:00:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/27/diskarte-deception_2026-05-27_09-31-32230_thumbnail.jpg
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                    [ArticleID] => 2529315
                    [Title] => The invisible tax on trust: Why financial infidelity costs more than just money
                    [Summary] => 
May 15, 2026 was the International Day of Families. It may not be as popular as the previous Sunday’s Mother’s Day but it is likewise important and should remind us of the significant value of family, the basic unit of society. 

                    [DatePublished] => 2026-05-20 15:41:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/20/financial-infidelity_2026-05-20_15-39-03171_thumbnail.jpg
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                    [ArticleID] => 2527648
                    [Title] => The 'Someday' Trap
                    [Summary] => 
Can you believe we are already approaching the middle of 2026?

                    [DatePublished] => 2026-05-13 11:30:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/13/4-early-cover_2026-05-13_02-15-56606_thumbnail.jpg
                )

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                    [ArticleID] => 2526089
                    [Title] => Rethinking employee loans: From relief to resilience
                    [Summary] => 
Last Monday, I guested on the show "ASPN (Ano Sa Palagay N’yo?)" to discuss Good Debt vs. Bad Debt.

                    [DatePublished] => 2026-05-06 14:58:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/06/employee-loan_2026-05-06_14-58-54346_thumbnail.jpg
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                    [ArticleID] => 2523027
                    [Title] => Discipline is overrated: Blue zone choice architecture for a high FQ
                    [Summary] => 
Just as the residents of the blue zones don’t really spend too much time and effort trying to live to 100 but are simply nudged by their surroundings, we can design our financial environment so that building wealth becomes the path of least resistance.

                    [DatePublished] => 2026-04-23 08:15:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/04/23/discipline_2026-04-23_08-13-34357_thumbnail.jpg
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                    [ArticleID] => 2521047
                    [Title] => The secrets of the blue zones
                    [Summary] => 
I love the thesis of the Blue Zone study because it aligns perfectly with my personal belief and advocacy about having a healthy financial life, a high FQ.

                    [DatePublished] => 2026-04-15 07:30:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/04/14/blue-zones_2026-04-14_23-59-17880_thumbnail.jpg
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                    [ArticleID] => 2519320
                    [Title] => Before they enter college: Equip them with high FQ
                    [Summary] => 
This weekend, I will give a talk to parents of Grade 12 students to help them prepare their children on how to handle money matters as they enter college

                    [DatePublished] => 2026-04-08 07:00:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/04/07/college-fq_2026-04-07_18-12-48178_thumbnail.jpg
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            [9] => Array
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                    [ArticleID] => 2513767
                    [Title] => Are you pagod to the bones and puyat to the max?: When the pursuit of success starts to cost us our health
                    [Summary] => 
Many people work hard to build wealth—but in the process, they unknowingly spend something even more valuable: their health.

                    [DatePublished] => 2026-03-12 08:21:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/03/12/pagod-puyat_2026-03-12_08-22-30566_thumbnail.jpg
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financial quotient

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                    [ArticleID] => 2534010
                    [Title] => Investing in the ultimate guidebook: My third act bible journey
                    [Summary] => 
I’m on my second attempt to read the entire bible.

                    [DatePublished] => 2026-06-10 07:00:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/06/09/bible-journey_2026-06-09_19-16-21215_thumbnail.jpg
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            [1] => Array
                (
                    [ArticleID] => 2532297
                    [Title] => Designing a financial-infidelity-proof relationship
                    [Summary] => 
We have reached the conclusion of our series on financial infidelity.

                    [DatePublished] => 2026-06-02 09:51:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/06/02/june-1cover_2026-06-02_09-43-01565_thumbnail.jpg
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                (
                    [ArticleID] => 2530899
                    [Title] => The gray area between 'dskarte' and deception
                    [Summary] => 
We often hear this advice given to spouses, "Huwag mong ibigay lahat!" It is framed as a survival tool or a form of empowerment.

                    [DatePublished] => 2026-05-27 08:00:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/27/diskarte-deception_2026-05-27_09-31-32230_thumbnail.jpg
                )

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                (
                    [ArticleID] => 2529315
                    [Title] => The invisible tax on trust: Why financial infidelity costs more than just money
                    [Summary] => 
May 15, 2026 was the International Day of Families. It may not be as popular as the previous Sunday’s Mother’s Day but it is likewise important and should remind us of the significant value of family, the basic unit of society. 

                    [DatePublished] => 2026-05-20 15:41:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/20/financial-infidelity_2026-05-20_15-39-03171_thumbnail.jpg
                )

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                    [ArticleID] => 2527648
                    [Title] => The 'Someday' Trap
                    [Summary] => 
Can you believe we are already approaching the middle of 2026?

                    [DatePublished] => 2026-05-13 11:30:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/13/4-early-cover_2026-05-13_02-15-56606_thumbnail.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 2526089
                    [Title] => Rethinking employee loans: From relief to resilience
                    [Summary] => 
Last Monday, I guested on the show "ASPN (Ano Sa Palagay N’yo?)" to discuss Good Debt vs. Bad Debt.

                    [DatePublished] => 2026-05-06 14:58:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/05/06/employee-loan_2026-05-06_14-58-54346_thumbnail.jpg
                )

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                    [ArticleID] => 2523027
                    [Title] => Discipline is overrated: Blue zone choice architecture for a high FQ
                    [Summary] => 
Just as the residents of the blue zones don’t really spend too much time and effort trying to live to 100 but are simply nudged by their surroundings, we can design our financial environment so that building wealth becomes the path of least resistance.

                    [DatePublished] => 2026-04-23 08:15:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/04/23/discipline_2026-04-23_08-13-34357_thumbnail.jpg
                )

            [7] => Array
                (
                    [ArticleID] => 2521047
                    [Title] => The secrets of the blue zones
                    [Summary] => 
I love the thesis of the Blue Zone study because it aligns perfectly with my personal belief and advocacy about having a healthy financial life, a high FQ.

                    [DatePublished] => 2026-04-15 07:30:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/04/14/blue-zones_2026-04-14_23-59-17880_thumbnail.jpg
                )

            [8] => Array
                (
                    [ArticleID] => 2519320
                    [Title] => Before they enter college: Equip them with high FQ
                    [Summary] => 
This weekend, I will give a talk to parents of Grade 12 students to help them prepare their children on how to handle money matters as they enter college

                    [DatePublished] => 2026-04-08 07:00:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/04/07/college-fq_2026-04-07_18-12-48178_thumbnail.jpg
                )

            [9] => Array
                (
                    [ArticleID] => 2513767
                    [Title] => Are you pagod to the bones and puyat to the max?: When the pursuit of success starts to cost us our health
                    [Summary] => 
Many people work hard to build wealth—but in the process, they unknowingly spend something even more valuable: their health.

                    [DatePublished] => 2026-03-12 08:21:00
                    [ColumnID] => 136556
                    [Focus] => 1
                    [AuthorID] => 1720995
                    [AuthorName] => Rose Fres Fausto
                    [SectionName] => The Budgetarian
                    [SectionUrl] => the-budgetarian
                    [URL] => https://media.philstar.com/photos/2026/03/12/pagod-puyat_2026-03-12_08-22-30566_thumbnail.jpg
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abtest