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                    [ArticleID] => 2507311
                    [Title] => Credit transmission hits confidence wall
                    [Summary] => 
Loan growth is slowing as weak confidence and delayed spending blunt the impact of interest rate cuts.

                    [DatePublished] => 2026-02-11 10:10:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/12/ab-capitallead-4_2026-01-12_09-57-47834_thumbnail.jpg
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            [1] => Array
                (
                    [ArticleID] => 2505251
                    [Title] => Credit stance steady, demand turns supportive
                    [Summary] => 
Stable lending standards and improving demand point to early-cycle credit recovery and gradual bank earnings re-acceleration.

                    [DatePublished] => 2026-02-02 14:05:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/09/ab-capital-mockup-3cobranded_2026-01-09_10-08-1419_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2501162
                    [Title] => Lending growth steadies with modest momentum
                    [Summary] => 
Loan growth stabilizes as credit demand normalizes, supporting steady earnings momentum for banks.

                    [DatePublished] => 2026-01-15 10:30:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/09/ab-capital-mockup-3cobranded_2026-01-09_10-08-1419_thumbnail.jpg
                )

            [3] => Array
                (
                    [ArticleID] => 2270755
                    [Title] => Credit growth slows to single-digit level in April
                    [Summary] => Philippine banks booked a single-digit credit growth for the first time in 12 months as the increase in loan disbursements slowed to 9.7 percent in April from 10.2 percent in March, according to the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2023-06-02 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
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                    [ArticleID] => 2235280
                    [Title] => Bank lending continues ascent in November — BSP
                    [Summary] => Bank lending continued to expand in November as the Philippine economy reopened for business in past months.
                    [DatePublished] => 2023-01-04 14:22:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1806886
                    [AuthorName] => Ramon Royandoyan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2020/09/30/credit-banks_2020-09-30_11-37-55170_thumbnail.jpg
                )

            [5] => Array
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                    [ArticleID] => 2164009
                    [Title] => Credit growth accelerates in January
                    [Summary] => Credit growth accelerated for the sixth straight month, growing at a faster rate of 8.5 percent in January from the revised 4.8 percent in December due to higher demand, as the economy further reopens from strict COVID lockdowns, according to the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2022-03-01 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 2056241
                    [Title] => Credit growth slumps in September
                    [Summary] => Credit growth slumped to its slowest pace in more than 13 years as banks are more cautious because of the growing number of loan defaults despite the regulatory relief measures extended by the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2020-11-12 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2020/11/11/credit-growth_2020-11-11_19-14-40406_thumbnail.jpg
                )

            [7] => Array
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                    [ArticleID] => 2026326
                    [Title] => Credit growth slows in May
                    [Summary] => Credit growth slowed down for the second straight month in May as the government extended the enhanced community quarantine to limit the spread of COVID-19, according to the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2020-07-08 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
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            [8] => Array
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                    [ArticleID] => 2021118
                    [Title] => Credit growth slows to 12.7% in April
                    [Summary] => Credit growth slowed down in April, ending five straight months of faster loan disbursements as containment measures such as the enhanced community quarantine to limit the spread of the coronavirus disease or COVID-19 outbreak took its toll on economic activity, according to the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2020-06-16 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

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                    [ArticleID] => 1983161
                    [Title] => Rate cuts spur double-digit credit growth
                    [Summary] => Credit growth picked up pace in November last year, rising by 10.1 percent as the Bangko Sentral ng Pilipinas slashed key interest rates and lowered the reserve requirement of banks.’
                    [DatePublished] => 2020-01-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
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)

credit growth

Array
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                    [ArticleID] => 2507311
                    [Title] => Credit transmission hits confidence wall
                    [Summary] => 
Loan growth is slowing as weak confidence and delayed spending blunt the impact of interest rate cuts.

                    [DatePublished] => 2026-02-11 10:10:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/12/ab-capitallead-4_2026-01-12_09-57-47834_thumbnail.jpg
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            [1] => Array
                (
                    [ArticleID] => 2505251
                    [Title] => Credit stance steady, demand turns supportive
                    [Summary] => 
Stable lending standards and improving demand point to early-cycle credit recovery and gradual bank earnings re-acceleration.

                    [DatePublished] => 2026-02-02 14:05:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/09/ab-capital-mockup-3cobranded_2026-01-09_10-08-1419_thumbnail.jpg
                )

            [2] => Array
                (
                    [ArticleID] => 2501162
                    [Title] => Lending growth steadies with modest momentum
                    [Summary] => 
Loan growth stabilizes as credit demand normalizes, supporting steady earnings momentum for banks.

                    [DatePublished] => 2026-01-15 10:30:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Stock Commentary
                    [SectionUrl] => stock-commentary
                    [URL] => https://media.philstar.com/photos/2026/01/09/ab-capital-mockup-3cobranded_2026-01-09_10-08-1419_thumbnail.jpg
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            [3] => Array
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                    [ArticleID] => 2270755
                    [Title] => Credit growth slows to single-digit level in April
                    [Summary] => Philippine banks booked a single-digit credit growth for the first time in 12 months as the increase in loan disbursements slowed to 9.7 percent in April from 10.2 percent in March, according to the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2023-06-02 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
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                (
                    [ArticleID] => 2235280
                    [Title] => Bank lending continues ascent in November — BSP
                    [Summary] => Bank lending continued to expand in November as the Philippine economy reopened for business in past months.
                    [DatePublished] => 2023-01-04 14:22:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1806886
                    [AuthorName] => Ramon Royandoyan
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2020/09/30/credit-banks_2020-09-30_11-37-55170_thumbnail.jpg
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            [5] => Array
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                    [ArticleID] => 2164009
                    [Title] => Credit growth accelerates in January
                    [Summary] => Credit growth accelerated for the sixth straight month, growing at a faster rate of 8.5 percent in January from the revised 4.8 percent in December due to higher demand, as the economy further reopens from strict COVID lockdowns, according to the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2022-03-01 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 2056241
                    [Title] => Credit growth slumps in September
                    [Summary] => Credit growth slumped to its slowest pace in more than 13 years as banks are more cautious because of the growing number of loan defaults despite the regulatory relief measures extended by the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2020-11-12 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => https://media.philstar.com/photos/2020/11/11/credit-growth_2020-11-11_19-14-40406_thumbnail.jpg
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            [7] => Array
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                    [ArticleID] => 2026326
                    [Title] => Credit growth slows in May
                    [Summary] => Credit growth slowed down for the second straight month in May as the government extended the enhanced community quarantine to limit the spread of COVID-19, according to the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2020-07-08 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 2021118
                    [Title] => Credit growth slows to 12.7% in April
                    [Summary] => Credit growth slowed down in April, ending five straight months of faster loan disbursements as containment measures such as the enhanced community quarantine to limit the spread of the coronavirus disease or COVID-19 outbreak took its toll on economic activity, according to the Bangko Sentral ng Pilipinas.
                    [DatePublished] => 2020-06-16 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 1983161
                    [Title] => Rate cuts spur double-digit credit growth
                    [Summary] => Credit growth picked up pace in November last year, rising by 10.1 percent as the Bangko Sentral ng Pilipinas slashed key interest rates and lowered the reserve requirement of banks.’
                    [DatePublished] => 2020-01-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 1
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
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)

abtest