Budgeting

Dear DJ Jacky G.

Nigamay na akong income since pandemic.  Naglisod ko’g adjust sa budget.  Any tips? —Nancy

Dear Nancy,

We have the same problem.   Naa pa koy income but ni-shrink significantly since March 2020.  Here’s what I’m doing to try to address the issue – First, gilista nako tanang gasto for a solid month.  Then I assessed.  Sa non-essentials, ang kinadak-ang gasto nako went to food deliveries and shopping.  Diha ko nag-concentrate og budget.  More home cooking, less deliveries and a lot less shopping.  I gave myself a budget.  Dili pwedeng molapas.  It’s still a work in progress.  I’ll tell you how it goes in a couple of months.  Good luck nato!    

Kun gusto kang ma-feature sa DDJJG, I-like akong FB fanpage ug i-private message imong problema sa www.facebook.com/djjackyg.  You can also subscribe to my YouTube channel and follow me on IG and Twitter.  Just search “DJ Jacky G.”